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Obtaining SSI And SSDI For Those With Mental Disorders

Countless Americans suffer from mental health issues. In some instances, these conditions can become so severe they may inhibit one’s ability to work and provide for themselves. Luckily, those with severe mental health problems could qualify for Social Security Disability Insurance or Supplemental Security Income.

Getting the necessary benefits

For one to qualify for either, the person must have a medical diagnosis for at least one year and be on Social Security payroll taxes for at least five years. The amount someone gets for benefits is typically related to the amount of FICA taxes they pay into the system over their years of working.

Types of mental conditions that can qualify for benefits

Depending on the severity of the impairment, one may be able to obtain benefits if they have one or more of the following mental health issues:

  • ADHD
  • Autism Spectrum Disorder
  • Anxiety
  • Depression
  • Bipolar
  • Post-Traumatic Stress Disorder
  • Down Syndrome

Going through the claims process

In most cases, SSI and SSDI claims get processed at one’s local Social Security office. Typically, the process takes around 3 to 5 months to get an approval. However, if one’s mental condition does not meet the criteria at first, they can look at the qualification standards for disabilities that meet similar standards. Since the Social Security’s blue book is not a medical diagnostic manual, one still may be able to qualify for benefits even though their exact condition isn’t listed in the book.

People with severe mental impairments deserve support

Those whose psychological disorders are so detrimental that it prevents them from living a healthy life know how difficult it can be. That’s why getting on SSI or SSDI is crucial for them to support themselves and sometimes their families. Luckily, people can receive help when needed.