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Indianapolis Social Security Disability Legal Bog

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How can I prove that I am disabled?

If you wish to acquire Social Security Disability from the Social Security Administration, you will need to properly prove that you are disabled and cannot work. Whether you are dealing with a short-term or permanent disability, the way you go about proving your disability makes all the difference. So, how do you prove that you are disabled?

The SSA handles claims for disability benefits very seriously. You need to know how to file for the claim and how to describe your disability. You also need to ensure that the disability is recognized by the SSA so that the claim is not denied.

Reasons why your disability benefits were denied

If you have recently filed for disability benefits with the Social Security Administration (SSA) and they were denied, it's safe to say that you are disappointed, frustrated and confused. There are quite a few reasons why your benefits claim might have been denied. Today, we will take a look at those reasons.

A common reason why claims are denied is because the person's disability is based on the consumption of alcohol or drugs. The SSA will approve claims for those who suffer from mental or emotional issues that stem from prior alcohol or drug abuse. The SSA will not approve claims if it deems that simply removing the alcohol or drugs from your routine would mean you would no longer be disabled.

What you can expect when you file a disability claim

Are you going to miss work due to an injury or illness suffered on the job? This can cause you quite a bit of stress, no matter how long you will be out of work. When you file a disability claim with the Social Security Administration (SSA) you should know what to expect. You don't want to run into any surprises.

You first must have your illness or injury properly diagnosed by a medical professional. This is vital to the claims process, as not having documentation will prevent you from moving any further with the possible claim. You must also make sure that the evidence provided by the doctor is done so correctly or else it could hurt your claim in the end.

Social Security terms you should learn

Social Security is a term just about everyone knows off the top of their head. From the very first paycheck you earn, you start paying into Social Security. That's why you should familiarize yourself with common terms related to Social Security.

Social Security credits are earned as you work. They help you receive benefits should you ever need them. If you were born after 1929, you need to accrue 40 credits during your career in order to receive benefits when you retire. You can only accrue a maximum of four credits per year of work.

What happens if I am unable to work due to injury?

Suffering an injury on the job can lead to a lifetime of pain, stress and other issues. Not all workplace injuries or illnesses will cause you to miss work for the rest of your life, but some people do experience such an injury. So, what happens if you are unable to return to work due to an injury?

One of the first things that the Social Security Administration (SSA) will do is evaluate your injury and determine if it prevents you from handling the mental and physical capacities of your last job before the injury. If it is deemed that you are not fit to return to this type of employment, the agency will then figure out if you have the education and skills required to work another job.

Explaining Supplemental Security Income

Adults and children who are disabled and have limited income resources can apply for Supplemental Security Income (SSI) from the Social Security Administration (SSA). These benefits can also be paid out to seniors over the age of 65 who meet the financial requirements even if they are not disabled. This program is funded by revenue from general taxes, not Social Security tax.

Depending on your age or situation you might be able to apply for these benefits online. To qualify for an online application, you must meet the following requirements:

  • Be between the ages of 18-65
  • Have not received SSI benefits in the past
  • Have not applied for SSI benefits in the past
  • Have not been married
  • Are not blind
  • Reside in any of the 50 states, the District of Columbia or the Northern Mariana islands
  • Submitting an application for Social Security Disability insurance at the same time as SSI

Appealing A Denied SSD Claim

From a construction worker who has worked construction for 30 years to a 20-year veteran nurse, many residents who live in and around the Indianapolis metro have jobs that are physically demanding. Even in cases where an individual is fortunate enough to escape suffering a serious work accident or major injury, over time,  repetitive movements like bending, lifting, twisting and even standing for long periods of time can lead to painful and debilitating injuries and conditions that can make it difficult to impossible to work.

If you spent decades working hard to provide for yourself and your family and are now suffering an impairing medical condition such as chronic back or nerve pain, rheumatoid arthritis or chronic bronchitis, you may qualify to receive Social Security Disability benefits.

How to apply for disability benefits in Indiana

The inability to work can be a very stressful situation for people of any age. Whether you can no longer work due to an illness or an injury, finding a way to stay financially stable can be difficult. One way you can still receive compensation is to file for disability benefits in Indiana. Here are some tips for filing so you can receive compensation.

Before you file for disability, you should download and review the Adult Disability Checklist published by the Social Security Administration (SSA). This checklist is found on their website. The checklist will provide guidance on what information you will need in order to file for disability depending on the disability you have.

SSD backlog should not be allowed to get even worse

Life is difficult enough for those who are prevented from working by a disability. They really do not need government inefficiency and red tape to add to their problems. But the backlog in the Social Security Administration's claims and appeals process is making life miserable for many people who deserve Social Security Disability Insurance benefits.

Some U.S. Senators say that a recently passed appropriations bill could make matters even worse.

The Law Office of Jim McKown
1320 W Johnson Street
Marion, IN 46952

Phone: 765-293-7901
Fax: 765-662-1156
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