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Understanding psychotic episodes

If you experience psychotic episodes, they can impact your ability to function in a professional setting. You may be unable to work, even if you are physically in good health. It's important to understand these episodes, what they involve and what they mean.

First of all, medical experts consider psychosis a symptom --not a disease of its own. It's also something of an umbrella term that encompasses a lot of different experiences. Generally speaking, the person who has episodes may hold beliefs that are false, exaggerated or not based in reality, or that person may have "sensory experiences of things that do not exist."

Disabled adult children can receive benefits when parents retire

You worked at your job your whole life. And then at night, you came home and cared for your now-adult child, who was born with a disability. Finally, it's time to retire and spend more time at home in Indiana with family.

You will be applying for your Social Security benefits soon, but while you're at it, apply for your child too.

Get help filing for Social Security Disability in Indiana

Nearly 9 million Americans who can't work because of a medical condition receive Social Security Disability Insurance (SSDI) to help replace lost income. However, making a claim isn't easy, and its granting isn't automatic. But Indiana residents shouldn't be pessimistic. You have paid for this insurance through your payroll taxes, and you are entitled to it. You will have to make a case to receive it, however.

Here are the five things you should do as you prepare to file for SSDI.

Can anxiety lead to Social Security benefits?

You know that specific mental disorders or disabilities can lead to Social Security benefits, just like physical injuries and disabilities. But do you have to suffer from something like autism or schizophrenia? What if you have severe anxiety?

People often do not completely understand anxiety unless they suffer from it themselves. It can be just as severe and disabling as any other disorder. Fortunately, the Social Security Administration (SSA) does understand this, and anxiety disorder is listed as a potential reason to apply for financial benefits.

Don't wait on your doctor to say you are disabled to file

A lot of people delay filing for Social Security Disability benefits and Supplemental Security Income for one reason — they're waiting for their doctor to tell them that they're disabled and need to file for benefits.

That seldom happens. Here's why.

What's the difference in Social Security and private disability?

Young and healthy workers don't think about the day that might come when an injury or illness keeps them from working and supporting their family. But it could come at any instant for American employees of any age.

That's why it's important to know just what forms of disability payments can help pay your bills if you can't work.

Does your medical condition qualify you for disability benefits?

How can Indiana residents find out if their medical condition qualifies for Social Security Disability benefits?

The Social Security Administration (SSA) has what it calls the "blue book," which is a list of medical impairments that qualify Americans to receive payments for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), as long they meet specific qualification criteria.

How do I prepare for my Indiana disability hearing?

You've waited a long time to have your disability case heard. You'll want to be prepared for all the questions that could come up in your Social Security Disability (SSD) hearing in Indiana.

So just what questions will you be expected to answer at the hearing? Here are some of the things related to your condition that you likely will be asked to discuss. As always, tell the truth and don't exaggerate.

  1. Medical condition: The judge has the copies of your medical records, so you'll be asked to describe specifics, such as your level of pain on a scale of one to 10; your medications and side effects; or your symptoms, such as dizziness.
  2. Medical history beyond all the records: What are your treatments?
  3. Physical and/or mental abilities: What are your limits? How many minutes can you walk before needing to stop to rest? Do you lose your focus and concentration quickly?
  4. Education and training: What is your traditional education, as well as vocational training, on-the-job training and military service?
  5. Employment: What is your work experience? How much physical labor is involved in your job? How much time do you spend standing or sitting during the workday?
  6. Typical day: What do you do from the time you wake up until you go to bed? How well do you sleep? What activities could you do before your disability that you can't perform now? Can you drive?

Will you need to attend an administrative hearing for disability?

Indiana readers understand that many initial applicants seeking disability benefits are left frustrated and concerned when their application comes back denied. A significant number of people are not successful on their first attempt to get benefits, but that is not the end of the road for these individuals. If you need benefits, you have the right to continue your fight for financial support.

There are legal options available for individuals who need disability benefits yet received a negative response to their initial claim. The process of fighting for benefits can be complex and confusing, but you do not have to walk through it alone. You have the right to seek benefits and support as you work through this often difficult and confusing process.

Government could have overpaid through assistance program

The Social Security Administration (SSA) is investigating whether it overpaid thousands of recipients nearly $400 million over the past decade and longer because of budget cuts.

At issue are payments to Supplemental Security Income (SSI) recipients in Indiana and throughout the U.S. whose cases have not been reviewed in a timely manner. In fact, an estimated 1.1 million recipients have not undergone a review – known as a redetermination – in more than a decade, according to an estimate from the SSA's inspector general.

The Law Office of Jim McKown
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Marion, IN 46952

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